• No co-signer, collateral or guarantor required
• 150 nationalities eligible
• Loans available for current and incoming international students
• No up-front fee
• 6 month grace period after classes end for full-time programs
• No fees for early repayment
• Get a provisional loan decision within 5 business days

What programs are supported?

• MBA
• Masters in Finance
• Masters in Financial Analysis
• Masters in Management
• Sloan
• All EMBA programmes

How much can I borrow?

• Up to 100% of Cost of Tuition (as provided by the school)
• Minimum loan size is £10000
• All loans disbursed directly to the school in accordance with tuition due dates
• Loans are available in GBP or USD The loan size you may be offered will depend on your specific application. If your total payments to the school exceed the amount of tuition due, the remaining amount will be disbursed directly from the school to your local bank account (subject to commitment fee limitations). If you pay an amount above the committment fee, LBS will not reimburse you for this amount and your loan will unfortunately have to be downsided.

What is my rate?

• 5.25 - 7.5% (fixed) over the 3-month GBP Libor base rate (variable). Rates are dependent on individual applicant profiles.

Are there fees?

• Fee of 2.5% of the loan amount (minimum of $500 or £400) is added to the loan amount and fully amortized.

How do I repay the loan?

• The loan is repaid in monthly payments after your grace period has ended.
• For full-time students the grace period is 6 months after classes end.
• For part-time students the grace period is 3 months after the last disbursement.
• The repayment period is either 7 or 10 years, depending on your programme and application.
• There are no fees or penalties for early repayment!

Is there a deadline to apply?

• No, but try to submit an application at least one month before the loan needs to be disbursed to your school to ensure timely disbursement.

Learn More!

Would you like to hear from our current students who are using Prodigy loans to fund their studies? There are quite a few in this video and you can get in touch with a few of them through our Ambassadors programme.

Representative Example

The below provides an example of a Prodigy loan for the MBA programme.

Loan size: £40000

Interest rate: 6.50% over 3-month GBP Libor (Libor varies over the duration of the loan. As of July 11, 2016 it is 0.52%)

Representative APR: 7.99% APR variable, factoring in all fees and the effects on compounding interest.

Fees: Administrative fee of 2.5%, or £1000. This fee will be added to the total loan amount and fully amortized for a total credit of £41000.

Duration: Repayment period of 7 years, plus the study period of 21 months and a grace period of 6 months = 111 months.

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Source: prodigyfinance.com